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Current Account

A Current Accountis designed to meet the needs of businesses and individuals who have frequent banking transactions. It provides unlimited deposits and withdrawals, access to overdraft facilities, and convenient fund transfer options. Unlike savings accounts, current accounts do not earn interest, but they offer features that support the financial activity of businesses, start-ups, and entrepreneurs.

Overview

  • NO Restrictions on number of transactions as well as amount
  • Cheque Book Facility
  • SMS Alerts Facility
  • FREE ATM Cards
  • Mobile Banking Facility
  • Minimum average balance required
  • Access to Bank’s whole branch network
  • No charges on non-home branch deposits upto certain limit
  • Free encashment of cheques up to ` 10000/- at non-home branches
  • No Cash Handling charges up to 2 bundles (20 packets)

Eligibility

  • Virtually anyone who can open a savings account can open a current account.
  • Constitution: Individuals/Proprietorship / Partnership / Firms/Trust/Society/ Firms / Hindu Undivided Families /Company / Club / Association etc.

KYC Requirement

  • Individual:Proof of Address & Identity& Photographs Other than Individual : In addition with above
  • PAN Card &Form 49 (A)
  • Registration Certificate issued by the Registrar, Firms, Societies & Chits
  • Certificate or license issued by Shop and Establishment Act
  • GST Registratrion Number
  • Registratrion Number
  • Proof of Income – ITR & Form 16

Rates & Others

  • Interest free Accounts
  • Click HERE for more details about Deposit interest rates& Service charges.
  • For more quries please contact to your nearest branch.
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