Loan Against Property
A Loan Against Property (LAP) is a secured loan where you can leverage your owned property as collateral to get funding for personal or business purposes. The loan amount is usually determined based on the market value of the property and the repayment capacity of the borrower. It is a popular choice for individuals and businesses looking to raise funds for expansion, debt consolidation, or personal financial needs without liquidating their assets.
Overview
Business related
Features
- Most hasslefree loan – MOU based
- Attractive Interest rate starting with 12.50%
- LOW processing charges
Eligibility Amount
- 65% of property value upto Rs 25 Cr
- Occupation : Retail & wholesale Trade / PSE / SBE / Dealers / C&F / Distributors etc
Documentation
- Proof of Income – Form 16 & ITR
- Proof of Address & Identity
- Property deatils
- Bank Account Statement
- Project Reports
- Projected Balance Sheet
Others
- Special LAP for High Value Customer with Min ITR of 3 yrs
- Flexible Repayment : upto 84 months
- Choice of Loan : Term Loan & Cash Credit
- For more quries please contact to your nearest branch.
WE-CARE
- UGB Pension Notification 2018
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Head Office Address
8 (A) , I.T. PARK, DEHRADUN , 248013
Uttarakhand
+91 135 2710660, 2710661
info@ukgb.bank.in
ATM TOLLFREE : 18005327444,18008331004,18001236230
MISSED CALL ALERTS :9212005002
Uttarakhand Gramin Bank is registered with DICGC(www.dicgc.org.in)