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AEPS Based System

Aadhaar Enabled Payment System (AEPS) is a secure and user-friendly platform that allows customers to perform basic banking transactions using their Aadhaar number and biometric authentication. With AEPS, users can seamlessly access services like cash withdrawal, balance enquiry, mini statement, and Aadhaar-to-Aadhaar fund transfers, without the need for debit cards or bank visits. Our AEPS system ensures real-time transaction processing, multi-bank support, and compliance with UIDAI and NPCI standards. Ideal for rural and semi-urban areas, this system empowers banking agents to deliver essential financial services at the customer’s doorstep, promoting financial inclusion across India.

Overview

  • UGB offers Aadhaar Enabled Payment System (AEPS) through all its Kiosk Centers
  • AEPS is a service offered by NPCI (National Payment Corporation of India) which allows online interoperable financial transactions between banks using the Aadhaar authentication. Any customer having Aadhaar enabled acccounts can perform transactions in their account through any Branch/BC/Kiosk.

Services

  • Account opening
  • Balance Enquiry
  • Cash Withdrawal
  • Cash
  • Fund transfer
  • Best Finger Detection

Process & Advantages

  • Person intending to do AEPS transaction can approach any of the UGB branches with his/her Aadhaar number
  • Can do Debit / Credit / Balance enquiry transactions in his aadhaar linked account with any AEPS enabled Bank
  • Can operate Aadhaar linked accounts maintained with other banks
  • Since the service is available through Kiosk / BC the services will be available even after Banking hours
  • Can open accounts without submitting physical documents
  • Accounts thus opened will be having e-KYC (Electronic Know Your Customer)

Rates & Charges

  • Click HERE for more details about interest rates& Service charges.
  • For more quries please contact to your nearest branch.
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