PMJDY

Pradhan Mantri Jan DhanYojana (PMJDY) is a flagship financial inclusion initiative by the Government of India, aimed at providing affordable and accessible banking services to every Indian household. With PMJDY, you can open a zero-balance savings account and enjoy a wide range of benefits, including:

• Free Access to Basic Banking: Open an account without any initial deposit requirement, giving you access to banking services like deposits, withdrawals, and remittances.
• Overdraft Facility: Eligible account holders can avail of an overdraft facility, making it easier to access credit when needed.
• Accidental Insurance Coverage: Get free accidental insurance coverage, offering added financial security.
• Direct Benefit Transfer (DBT): PMJDY accounts ensure direct transfer of government benefits, subsidies, and welfare schemes to your account.
• RuPay Debit Card: A free RuPay debit card, enabling you to make cashless transactions at ATMs, point-of-sale (POS) terminals, and online