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Home Loan Top Up

A Home Loan Top-Up is an additional loan amount that you can borrow on your existing home loan. It comes with competitive interest rates and is a great option if you need extra funds for renovations, medical expenses, education, or any other personal needs.

Overview

  • For repair/renovation/furnishing/interior of existing house
  • For personal purposes such as meeting expenditure on education, marriage, health care etc. Other than speculative purpose.

Features

  • Most attractive Interest rate
  • Lowest Processing Charges
  • Hassle free documentation

Eligibiity Requirements

  • Age : min 18 yrs & maximum 70 Yrs with regular income
  • Income wise : minimum Annual Income Rs. 3.00 Lacs

Documentation

    Apply with
  • Proof of Income ITR / Form 16 / Salary slips etc
  • Proof of Identity / Address
  • Property Details
  • Other documents if any

Rates & Others

The maximum permissible tenor of the loan will be the residual tenure of underlying Home Loan or 15 years, whichever is higher.
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