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Loan Against Securities

Our Loan Against Security product allows you to leverage your assets—such as property, fixed deposits, or investments—as collateral to secure a loan with attractive interest rates. This flexible financing option offers quick access to funds, without the need for lengthy documentation or credit checks. Whether you need funds for business expansion, personal expenses, or other financial needs, this loan provides a fast and convenient solution. With flexible repayment terms and the security of your assets, you can maintain liquidity while accessing the funds you need, when you need them.

Overview

Any purpose

Features

  • Widest range
  • Banking own securities
  • National Saving certificates
  • Kisan Vikas Patras
  • Life Insurance policies
  • NO Prepayment
  • Hasle free documentation
  • No Processing charges against Bank own securities.
  • Low Processing charges against NSC/KVP/IVP etc.

Eligibility Amount

65 to 90% of face / residual value

Documentation

  • Proof of Identity / Address
  • List of charged securities

Rates & Others

    Low Interest rate with –
  • linked to security as little as 0.75% margin on own securities
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