Kisan Credit Card

The Kisan Credit Card (KCC) is issued by banks and financial institutions, offering short-term loans to farmers at competitive interest rates. The loans are typically used for agricultural activities like buying inputs, irrigation, farm mechanization, and livestock management. KCC allows farmers to access credit facilities without requiring collateral, based on their landholding and the crop cycle. It provides an easy repayment system, flexible loan terms, and quick access to funds, ensuring that farmers can continue their farming activities without financial interruptions.

Purpose

• Provision of Revolving Cash Credit to farmers for
• short term production needs: material, labour, transport etc.
• maintenance of farm equipments/agri. input related consumablescontingencyneedsrecurring expenses on allied activities
• Term Loan for land development, minor irrigation, purchase of farm equipments/cattle etc
• Animal Husbandry & Fisheries

Features

• Attractive Interest rate starting with --.--%*
• LOW Margin
• Easy repayment : 12 to 60 months
• NO Penal interest
• Low Processing charges.

Eligibility

• Age : 18 to 70 yrs
• Farmers having own land/Share Croppers/Oral Lessee/Tenant Farmers KYC Requirement
• Proof of Address & Identity & Photographs
• Proof of Land holding (Max 3 months Old)
• No Dues Certificate & Affidavit

Rates & Others

• Click HERE for more details about interest rates& service charges.
• For more quries please contact to your nearest branch.