Education Loan
Our Education Loan product is designed to make your academic aspirations a reality by offering easy access to funds for tuition, books, and other educational expenses. With flexible repayment terms, competitive interest rates, and customized loan amounts, this loan is ideal for students pursuing higher education both domestically and internationally. Enjoy the benefit of deferred repayment options until after your course completion, along with transparent terms and quick approval processes. Our Education Loan helps you focus on your studies without the financial stress, empowering you to invest in your future with confidence.
Overview
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Higher education in India/ Abroad
- Loan Amount: Max 30 Lacs (for studied in India) & 50 Lacs for abroad.
Features
- Courses UG/PG level Professional (Engineering/ Medical/ Legal etc) courses run by institutions of repute in Indian/Abroad
- Lowest rate of interest
- Hassle free documentation
- NO processing charges
- NO Penal interest
Liberal Eligibility Norms
Individuals who are 18 years of age with steady income or Individual farmers, engaged in agriculture, cultivating own and / or leased land or engaged in cultivation of crops who are 18 years of age need loan amount for short term crop loan, investment credit for acquiring farm machinery, undertaking land development, irrigation, horticulture, transportation of Agri produce and allied activities - dairy, poultry, fishery etc.
Documentation
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Apply with
- Proof of Identity / Address
- Submission of proof of income. For Personal Gold loan
- Submission of proof of land records for Agri Gold Loan
Rates & Others
- Easy repayment : upto 60 months
- Choice of Loan : Demand Loan(EMI or Non-EMI)
- Loan Amount : Minimum Loan amount Rs. 20,000/-
WE-CARE
- UGB Pension Notification 2018
- Frequently Asked Questions
- Grievance Redressal Policy
- Customer Compensation Policy
- BCSBI codes Customer
- BCSBI codes MSME
- RBI INTEGRATED OMBUDSMAN SCHEME, 2021
- Deceased Account Claim (Application Form)
- Unclaimed Accounts
- Customer Right Policy
- KYC Policy
- Submit Feedback
- Depositors Right Policy
- Frequent Dishonour of Cheques Policy
- Cheque collection policy
- Door Step Banking policy
- Branch List for Door Step Banking
- NPS APY-Grievance Redressal Policy
- Booklet on Modus Operandi of Financial Fraudsters
Head Office Address
8 (A) , I.T. PARK, DEHRADUN , 248013
Uttarakhand
+91 135 2710660, 2710661
info@ukgb.bank.in
ATM TOLLFREE : 18005327444,18008331004,18001236230
MISSED CALL ALERTS :9212005002
Uttarakhand Gramin Bank is registered with DICGC(www.dicgc.org.in)