Gold Loan
Our Gold Loan product offers a quick and hassle-free way to access funds by using your gold jewelry or coins as collateral. With competitive interest rates and minimal documentation, this loan is designed to provide fast approval and disbursal, ensuring you get the cash you need without any long delays. Whether it’s for personal needs, emergency expenses, or business purposes, our Gold Loan gives you the flexibility to borrow against the value of your gold while retaining ownership. Enjoy flexible repayment options and a secure, straightforward process to help you meet your financial goals with ease.
Overview
- Demand loans granted to public for short term crop loan, investment credit and allied activities
- Demand loans granted to public for any bonafide purposes.
Features
- Available for Personal and Agriculture segment
- Most attractive Interest rate.
- Lowest Processing
- Margin only 25%
- Hassle-free documentation
Liberal Eligibility Norms
Individuals who are 18 years of age with steady income or Individual farmers, engaged in agriculture, cultivating own and / or leased land or engaged in cultivation of crops who are 18 years of age need loan amount for short term crop loan, investment credit for acquiring farm machinery, undertaking land development, irrigation, horticulture, transportation of Agri produce and allied activities - dairy, poultry, fishery etc.
Documentation
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Apply with
- Proof of Identity / Address
- Submission of proof of income. For Personal Gold loan
- Submission of proof of land records for Agri Gold Loan
Rates & Others
- Easy repayment : upto 60 months
- Choice of Loan : Demand Loan(EMI or Non-EMI)
- Loan Amount : Minimum Loan amount Rs. 20,000/-
WE-CARE
- UGB Pension Notification 2018
- Frequently Asked Questions
- Grievance Redressal Policy
- Customer Compensation Policy
- BCSBI codes Customer
- BCSBI codes MSME
- RBI INTEGRATED OMBUDSMAN SCHEME, 2021
- Deceased Account Claim (Application Form)
- Unclaimed Accounts
- Customer Right Policy
- KYC Policy
- Submit Feedback
- Depositors Right Policy
- Frequent Dishonour of Cheques Policy
- Cheque collection policy
- Door Step Banking policy
- Branch List for Door Step Banking
- NPS APY-Grievance Redressal Policy
- Booklet on Modus Operandi of Financial Fraudsters
Head Office Address
8 (A) , I.T. PARK, DEHRADUN , 248013
Uttarakhand
+91 135 2710660, 2710661
info@ukgb.bank.in
ATM TOLLFREE : 18005327444,18008331004,18001236230
MISSED CALL ALERTS :9212005002
Uttarakhand Gramin Bank is registered with DICGC(www.dicgc.org.in)