A Home Loan Top-Up is an additional loan amount that you can borrow on your existing home loan. It comes with competitive interest rates and is a great option if you need extra funds for renovations, medical expenses, education, or any other personal needs.
Overview
Features
Eligibiity Requirements
Documentation
Rates & Others
Overview
For repair/renovation/furnishing/interior of existing house
For personal purposes such as meeting expenditure on education, marriage, health care etc. Other than speculative purpose.
Features
Most attractive Interest rate
Lowest Processing Charges
Hassle free documentation
Eligibiity Requirements
Age : min 18 yrs & maximum 70 Yrs with regular income
Income wise : minimum Annual Income Rs. 3.00 Lacs
Documentation
Apply with
Proof of Income ITR / Form 16 / Salary slips etc
Proof of Identity / Address
Property Details
Other documents if any
Rates & Others
The maximum permissible tenor of the loan will be the residual tenure of underlying Home Loan or 15 years, whichever is higher.