Uttarakhand Gramin Bank
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Kisan Credit Card

The Kisan Credit Card (KCC) is issued by banks and financial institutions, offering short-term loans to farmers at competitive interest rates. The loans are typically used for agricultural activities like buying inputs, irrigation, farm mechanization, and livestock management.

KCC allows farmers to access credit facilities without requiring collateral, based on their landholding and the crop cycle. It provides an easy repayment system, flexible loan terms, and quick access to funds, ensuring that farmers can continue their farming activities without financial interruptions.

Kisan Credit Card
Features
Purpose
Eligibility
KYC Requirement
Rates & Others
  • Attractive Attractive interest rate starting with 7%. (with 3% interest subvention on prompt repayment)
  • Margin : Not Required
  • Easy repayment : 12 to 60 months
  • NO Penal interest
  • Low Processing charges.

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