Uttarakhand Gramin Bank

Financial Analysis

Financial Year Net Profit (after tax) Gross NPA (Amount) Gross NPA (%) Net NPA (Amount) Net NPA (%) ROA % ROE % NIM
31.03.26 83.79 162.42 3.07% 0.00 0.00% 0.83% 14.80% 4.15%
31.03.25 78.11 148.86 3.25% 0.00 0.00% 0.87% 16.21% 4.16%
31.03.24 75.26 155.20 4.14% 0.69 0.02% 0.92% 18.64% 4.23%
Financial Year Deposits (Rs. Crore) CASA Deposits CASA % Advances (Rs. Crore) Total Business (Rs. Crore) CD Ratio (%) No. of Branches No. of Staff
31.03.26 9,118.86 5,213.05 57.17% 5,284.06 14,402.92 57.95% 299 1,143
31.03.25 8,470.50 4,891.30 57.75% 4,577.95 13,048.45 54.05% 291 1,025
31.03.24 7,833.62 4,563.96 58.26% 3,747.64 11,581.26 47.84% 290 999
Highlights of Bank Performance in FY 2025-26
Financial Year Govt. Securities (Rs. Crore) Other Securities Mutual Fund TDRs
31.03.26 3,825.00 44.06 59.30 854.61
31.03.25 3,548.93 77.95 44.38 905.58
31.03.24 3,620.51 77.91 23.99 857.96

Annual Financial Report & Disclosures

Download the complete set of audited financial statements, schedules, and auditors' reports for FY 2025-26.