Saving Account
A Savings Account is a basic and essential type of bank account that helps individuals save money while offering easy access to their funds. It is ideal for people looking for a secure place to store their money, earn some interest, and manage their everyday transactions with convenience. Savings accounts are often the starting point for most people when they begin their banking journey.
Features
- Can be opened by individuals and non-profit organizations
- Benefit of liquidity and interest to the a/c holder
- Collection of cheques in the account
- Interest payable on daily outstanding balance
- Minimum average balance in the form of MAB/QAB may be stipulated
- Standing Instructions (SI) may be issued
- ECS facility for utility bill/other periodical payments
- At par cheques (at all branches)
- Nomination facility
- Multiple access points-
- Branch (Home/non-Home) | ATM | BC | Net banking | Mobile banking | POS
Eligibiity Requirements
- Individuals in single/joint names
- Associations, Clubs, Self Help Groups and other eligible non-profit institutions as per RBI guidelines
- Minors: Self operated (above 10 years of age)
- Minors: Guardian operated (below 18 years of age )
- Other permitted entities
KYC
- KYC documents: ID & Address proofs
- Photographs
- Introduction by existing customers (not mandatory)
- PAN/ Declaration in Form 60/61
Rates & Others
- Click HERE for more details about Deposit interest rates.
- For more quries please contact to your nearest branch.
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WE-CARE
- UGB Pension Notification 2018
- Frequently Asked Questions
- Grievance Redressal Policy
- Customer Compensation Policy
- BCSBI codes Customer
- BCSBI codes MSME
- RBI INTEGRATED OMBUDSMAN SCHEME, 2021
- Deceased Account Claim (Application Form)
- Unclaimed Accounts
- Customer Right Policy
- KYC Policy
- Submit Feedback
- Depositors Right Policy
- Frequent Dishonour of Cheques Policy
- Cheque collection policy
- Door Step Banking policy
- Branch List for Door Step Banking
- NPS APY-Grievance Redressal Policy
- Booklet on Modus Operandi of Financial Fraudsters
Head Office Address
8 (A) , I.T. PARK, DEHRADUN , 248013
Uttarakhand
+91 135 2710660, 2710661
info@ukgb.bank.in
ATM TOLLFREE : 18005327444,18008331004,18001236230
MISSED CALL ALERTS :9212005002
Uttarakhand Gramin Bank is registered with DICGC(www.dicgc.org.in)