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Aadhar Enabled Payment System

AEPS is a unique payment service that allows you to perform basic banking transactions using your Aadhaar number and biometric authentication. It provides a simple, secure, and efficient way to access your bank account and make payments, even without a debit card or smartphone.

Overview

  • UGB offers Aadhaar Enabled Payment System (AEPS) through all its branches and its Kiosk Centers
  • AEPS is a service offered by NPCI (National Payment Corporation of India) which allows online interoperable financial transactions between banks using the Aadhaar authentication. Any customer having Aadhaar enabled acccounts can perform transactions in their account through any Branch/BC/Kiosk.

Services

  • Account opening
  • Balance Enquiry
  • Cash Withdrawal
  • Cash
  • Fund transfer
  • Best Finger Detection

Process & Advantages

  • Person intending to do AEPS transaction can approach any of the UGB branches with his/her Aadhaar number
  • Can do Debit / Credit / Balance enquiry transactions in his aadhaar linked account with any AEPS enabled Bank
  • Can operate Aadhaar linked accounts maintained with other banks
  • Since the service is available through Kiosk / BC the services will be available even after Banking hours
  • Can open accounts without submitting physical documents
  • Accounts thus opened will be having e-KYC (Electronic Know Your Customer)

Rates & Charges

  • Click HERE for more details about interest rates& Service charges.
  • For more quries please contact to your nearest branch.
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